Every American Family. Ready.
Get your family’s affairs in order— in one secure place.
So your family knows where everything lives, who to call first, and what to do next — if something happens to you.
Explore first — no credit card needed. Or take the 60-second readiness quiz · view pricing
See inside CarryOn
This is what your family opens.
Not a binder. Not a shoebox. One place with the documents, the people to call, and a list of what to do first.
Step-by-step instructions your family follows in the first days — written in your words, with the phone numbers already in them.
Actual screenshots of CarryOn, taken from a live demonstration account. Nothing mocked up.
See CarryOn in Action
Learn how CarryOn™ keeps your family ready for anything.
Nobody knows where anything is.
Until now.
When something happens, the first days look the same for almost every family: opening drawers, looking for a will that might not exist, calling numbers you're not sure are right, guessing at passwords. Not because anyone was careless — because nobody ever wrote it all down in one place.
CarryOn™ is that place. One secure spot to get your affairs in order — your documents, your passwords, the people to call, the messages you want to leave, and a clear plan your loved ones can actually follow — so they can handle what comes next instead of trying to figure it out alone.
Useful today — finding the deed, sharing a policy with your spouse — and essential on the day your family needs it most.
Settling an estate takes the average executor about 570 hours, spread over roughly 16 months. Writing it all down in one place is how that number comes down.[1]
Built for
Everyday American families — a house, a phone full of accounts, a few policies, and people who'd have to sort it all out. No estate attorney on retainer required.
Probably not for
Families with a family office or a full-time advisor already keeping everything current. If that's you, you're covered — and we'd rather say so than sell you something you don't need.
60-second check
How ready is your family?
Eight quick questions about where things stand today. No email, no sign-up — just an honest score and the three things to fix first.
About 60 seconds
We're new. Here's what we can promise.
You won't find invented testimonials or made-up customer counts here. Every number and every story on this site is real, or it isn't here. These are the things we can stand behind today.
Why I built CarryOn
A lineage of military service, invention, and aviation. A Naval Academy graduate who flew helicopters and fixed-wing aircraft, commanded a squadron, served as a U.S. Diplomat, and retired a Navy Captain after 24 years — then realized, on a layover in his second career as a major airline pilot, that his own family's operating manual didn't exist. The story behind the name, the callsign, and why CarryOn is built like a flight plan — methodical, executable under pressure, and secure by design.
Learn more about the FounderYour files, locked per family
Scrambled before they’re stored, with a separate lock for every family. They aren’t casually accessible to CarryOn staff — privileged access is limited to defined administrative functions, controlled and audited — and every time a file is opened, we write down who did it and when.
Your data is yours. Leave anytime.
Export everything whenever you want and cancel from your account. No hoops, no phone calls.
Try it before you pay
Every plan starts with an exploration period — no credit card needed. Set up your vault, invite one person, and see if it fits.
Built in Arlington, Virginia since 2025
A registered U.S. company with a real address, a real phone number, and a founder who answers to his name.
- No card needed to explore
- Cancel anytime
- Payments secured by Stripe
- Export everything, anytime
Last product update: October 9, 2026See what's new
See everything CarryOn includes
The twelve tools, how setup works in five steps, exactly how we protect your information, our hospice and military programs, and answers to the questions families ask.
For your peace of mind today.
For their relief when it counts.
Getting your affairs in order isn't really about paperwork. It's about being the parent, spouse, or child who took care of it — so nobody has to guess what you would have wanted, and nobody has to carry the weight of finding out.
Stop carrying it in your head
Once it’s written down and shared, you get to stop worrying about the what-ifs.
Be the one who made it easy
Your family will remember that when everything else was hard, this part wasn’t.
Be seen as the one who cared enough to plan
No awkward conversations required — share what each person needs to know, when they need it, on your terms. What your family remembers is that you thought of them first.
CarryOn™ isn't something you set up and forget. It's a living plan your family uses today and relies on tomorrow.
Everything your family will need. In one place.
Your documents, your passwords, the people to call, your money, and what your family does first — twelve tools, grouped the way your family will use them, plus one that works for them after you're gone. Start with what matters most and add the rest over time.
Pillar 01
People — Who matters, what each of them sees, and who can act for you.
The people who matter, and what each one sees
BeneficiariesName your spouse, kids, siblings, attorney — and decide exactly what each person can see, and when.
Everything in CarryOn is built around the people you name. Each person gets their own access: your spouse sees the accounts, your attorney sees the will, your kids get the messages. Change it any time. Nothing unlocks until you say so, or until real people confirm something has happened.
Messages for the moments you’ll miss
Milestone MessagesYour words at their wedding. Your voice on their birthday. Delivered exactly when it matters.
Record written, audio, or video messages for graduations, births, first homes — any moment you want to be part of, even if you can’t be there. Add as many as you like, whenever you like.
Who to notify
Family & Friends NotificationThe people who matter most should never hear important news through the grapevine.
Keep a list of family, friends, colleagues, and anyone else your loved ones should reach out to. Names, numbers, relationships, and notes — organized so your family can make the calls without hunting through your phone.
Someone you trust can act for you
Designated Trustee ServicesLet an attorney, advisor, or family member step in and manage things on your behalf — with every action written down.
Name a trustee and choose what they can do. They work inside your plan under their own login, and you can see every change they make and when they made it. Helpful when a parent needs a hand today, not just someday.
Pillar 02
Access — Documents, passwords, and a second set of eyes on all of it.
Every important document, in one place
Secure Document VaultWills, trusts, insurance policies, deeds — encrypted, organized, and shared only with the people you choose.
Upload the paperwork your family would otherwise tear the house apart looking for. Your files are scrambled before they’re stored, with a separate lock for every family. They aren’t casually accessible to CarryOn staff — privileged access is limited to defined support tasks and every open is logged. Your loved ones see exactly what you allow — nothing more.
Passwords and accounts
Logins, subscriptions, crypto keys, and account numbers — saved, encrypted, and assigned to the right person.
The average family has dozens of accounts nobody else can get into. Store them here, decide who gets what, and nothing gets locked away forever or forgotten.
An AI review of your documents
Estate Guardian™ AIAn AI review, tuned to your state’s laws, that finds what you missed — and only reads your documents when you ask it to.
It looks for contradictions, gaps, outdated provisions, and missing pieces, then pulls out the details your family will need in a hurry: claim phone numbers, executor contacts, filing deadlines. It uses a trusted AI service under contract, and your documents are never used to teach it.
Pillar 03
Money — The full picture, and how the pieces fit together.
The full money picture
CarryOn Financial PictureAccounts, investments, policies, bills, debts, and property — the whole picture in one encrypted view.
Not a budgeting app. A clear map of what you have, what you owe, and where it all lives, so the person settling your affairs isn’t piecing it together from mail and bank statements. Share the parts each person needs.
How it all fits together
CarryOn Entities & StructuresEvery trust, LLC, partnership, and charitable entity — and the people connected to each — on one visual chart.
If you own a business, hold property in a trust, or have more than one entity, your family will need to see how the pieces connect. Pan, zoom, and follow the lines from each entity to its documents and its people.
Pillar 04
Action — What your family does first, and how they stay on the same page.
What to do first
Immediate Action ChecklistA step-by-step guide your family can follow on the hardest days of their lives.
Started for you from your documents and finished by you. When something happens, your family opens one list and knows what to do, who to call, where every document is, and which deadlines matter. No guessing. No searching.
Emergency plans
Contingency ProtocolsPlans your family builds now for the situations they might face — ready the moment they’re needed.
A medical emergency. A natural disaster. A job loss. The passing of a family member. Each plan connects the right people, documents, checklists, and conversations so your family can act together instead of scrambling.
Private family messaging
Estate Communications ToolA secure place for the conversations that shouldn’t happen over group text.
Encrypted, access-controlled messaging between you and the people you’ve chosen, built for sensitive family coordination. When an emergency plan kicks in, this is how everyone stays on the same page — privately.
For your family, after
Not a pillar — the one tool built for the people you leave behind.
Answers for your family, when you can’t give them
Beneficiary Estate ConciergeAfter the transition, your family can ask plain-English questions — “what did Dad want done with the house?” — and get answers drawn only from what you released to them, with the source shown.
It reads only the documents each person was given access to, never anything else, and points to the exact page it’s quoting. It doesn’t give legal advice and it doesn’t guess. It helps your family find what you already decided.
It's handled.
One place. One family. A living plan that grows with you — so that whatever life brings, your family is never left searching, wondering, or scrambling. And you get to stop carrying it all in your head.
They're ready. Because you prepared.
Built for Real Families.
Beyond the essentials, CarryOn™ is built around how families actually live — blended, spread out, busy, and human.
Your people, your rules
Invite the people you trust. Decide exactly what each person can see, access, and manage.
A backup for your backup
Rank who steps in if your first choice can’t. If someone can no longer serve, the next person is promoted automatically.
More than one household
Manage a parent’s affairs alongside your own — built for blended, extended, and modern families.
Family plan savings
Bundle your household on one plan. Added family members pay a reduced rate set in your plan details.
Emergency access
A verified way for the people you’ve chosen to request access if you’re incapacitated or unreachable.
Share only what’s needed
Your spouse sees the accounts. Your attorney sees the will. Your kids see the messages. You decide, per person.
On your phone
Works on any phone — add it to your home screen and get alerts. Your plan goes wherever you go.
Tuned to your state
Estate Guardian™ AI reviews your documents against the laws of the state you live in — not generic advice.
Your affairs in order, in five steps.
You don't need to do it all at once. Start with what matters most and build the rest over time.
Step 1 — Add your people. Invite the people who matter most — spouse, kids, a sibling, your attorney. Decide what each of them can see.
Step 2 — Leave your messages. Record messages for the moments you want to be part of — graduations, weddings, birthdays, or just a Tuesday. Add more whenever you like.
Step 3 — Upload your documents. Add wills, policies, deeds, and account details to your vault. Estate Guardian™ AI reviews them and starts your family’s what-to-do-first list for you.
Step 4 — Build your plans. Set up emergency plans for the situations that worry you. Connect the right people, documents, and checklists so everyone knows their part.
Step 5 — Live your life. Save your passwords and accounts, list who to notify, and update things when life changes. That’s it. Your family will never be left searching.
Your Family's Privacy Is Non-Negotiable.
The most important things your family will ever share live here. So we don't use broad labels. We say exactly what we do: a separate encryption key for every family, privileged staff access restricted to defined administrative tasks — controlled and audited, two-step sign-in, real people who verify before anything unlocks, a record of every access, and your right to export or delete everything — any time.
Your files are scrambled before they’re stored, with a separate lock for every family — privileged staff access is restricted to defined administrative tasks, controlled and audited
Estate Guardian™ AI only reads your documents when you ask it to. It uses a trusted AI service under contract, and your documents are never used to teach it
Two-step sign-in, on by default, with trusted-device options for your family
Real people — not algorithms — confirm a death or incapacity before anything unlocks
If you ever leave, your records stay downloadable for 90 days, then are permanently deleted
Every time a file is opened, we write down who did it and when — designed around SOC 2 controls, with the right to export or delete your data
Common Questions
Free for Every American in Hospice Care.
At any given time, over 300,000 Americans are in hospice — and their families are about to carry a great deal at once. CarryOn™ is offered at no cost to all U.S. citizens and resident aliens enrolled in certified hospice care. Full platform access. No exceptions.[3]
No one should be denied the ability to get their affairs in order and prepare their family — simply because of their circumstances.
Military & Veteran Families
Reduced pricing for active-duty service members, veterans, and their families. Your service prepared you for everything — let CarryOn help prepare your family for anything else.
New Adult Tier (18–25)
A dedicated tier for young Americans just starting out. Because getting your affairs in order shouldn't start when you think you need it — it should start the day you're responsible for yourself.
Start getting your affairs in order today.
Upload one document and invite one person — that's a real start. Whatever comes next, your family will know where to look, who to call, and what to do.